Insurances, Fees, and Payment
Information about in-network coverage, self-pay rates, payment methods, and cancellation policies.
Insurance
I am currently in-network with the following major insurance providers: AETNA, CIGNA, CAREFIRST, and OPTUM/UHC.
Session cost under insurance is determined by your individual benefits and may differ from the clinician’s listed self-pay fee. If your plan is out of network, a superbill may be available for you to submit for possible reimbursement.
Session Fees for Self-Pay
- Individual Initial Session (75 minutes): $195
- Individual Therapy (55 minutes): $150
- Individual Therapy (45 minutes): $120
- Couples Therapy Initial Session (90 minutes): $225
- Couple Therapy (75 minutes): $185
Sliding-scale services may be available through Open Path Collective. Availability is limited.
Payment Methods
- Credit/debit cards: Visa, MasterCard, American Express, Discover
- HSA / FSA cards
- WeChat Pay
For clients using insurance, copays and outstanding balances are invoiced through Alma/Headway.
Cancellation Policy
At least 12 hours’ notice is requested for cancellations or rescheduling. Late cancellations or no-shows may incur a $100 fee unless an emergency applies.
Good Faith Estimate
Clients who are uninsured or not using insurance may request a written Good Faith Estimate of expected charges for scheduled non-emergency services. Keep a copy of the estimate for your records. If a final bill is substantially higher than the estimate, federal dispute-resolution rights may apply.
For current federal information, visit CMS No Surprises.
Questions about fit, fees, or getting started?
A consultation can help you decide whether Tess’s services are a good fit before beginning therapy.